Developers

3D-Secure is a three-party protocol designed to help combat CNP (card not present) fraud and shift liability from the merchant/acquirer back to the card issuer.

Nuvei Solutions take the “Hard work” out of implementing 3D-Secure 2.0

• Our streamlined implementations accelerate 3D-Secure 2.0 implementation.
• Enforce strong customer authentication.
• Dynamic decision-algorithms optimize real-time transaction processing, by:
  • Leveraging strong customer authentication exemptions, to maximize conversion rates.
  • Using authentication challenges, in the face of moderate risk, to push for higher conversion rates.
  • Allowing “Fall back to 3D-Secure 1.0” protocol, where 3D-Secure 2.0 is not supported.
  • Rejecting risky transactions.

Next Steps

• To implement 3D-Secure, refer to the 3D-Secure How-To Guide.
• For more detailed 3D-Secure definitions, refer to the 3D-Secure Explained section.